Skip to main content

Policy Documents for Small Group Pre-Affordable Care Act Plans

Below is a list of Blue Cross and Blue Shield of Texas policy documents for Pre-Affordable Care Act policies in the small group market, also called grandfathered and transitional small group plans. These policies describe how the plans generally work and include eligible expenses, claim filing steps, appeals procedures, coverage limitations and exceptions, and more.

The following is true for those with pre-Affordable Care Act small group coverage: 

  • You enrolled in a health plan through an employer,
  • Your plan was effective before January 1, 2014,
  • The employer has between 1 and 50 employees, and
  • Your plan is not a "metallic" (platinum, gold, silver or bronze) health plan.

Help locating your policy

  • Get your policy documents through your online account  .
  • Get your policy document through the BCBSTX app. Learn more about the BCBSTX app
  • Contact a customer service representative at 1-888-697-0683. to get help finding or accessing your policy documents.
  • If you have coverage through an employer, you may want to contact the employer's benefit administrator to get the name of your plan.
  • If you know you have a Small Group Pre-Affordable Care Act Plan, and you know its name, find it below and download the policy.

 

Blue Choice PPO

 

BlueEdge HSA

 

Last Updated: Aug. 13, 2026