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Individual & Family

Get the Most Value From Your Health Care Plan

Health care coverage protects you and your family from the unexpected. Learn how to enroll in a Blue Cross and Blue Shield of Texas and explore the ways you can save on your plan and care. Still need 2025 coverage? You may be able to enroll if you've had a big life change.

Check If You Qualify
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Shop For a Plan

Where can I get health insurance?

The Affordable Care Act (ACA) makes it easier to get affordable health insurance plans in Illinois, even if you haven't been able to in the past. You can get coverage through:

  • A company, like Blue Cross and Blue Shield of Texas
  • A licensed insurance agent
  • The Health Insurance Marketplace
  • Your employer for employer-offered plans
  • Programs like Medicare or Medicaid if you qualify 

This year, Open Enrollment begins on Nov. 1 and ends Jan. 15. Start thinking about your needs and come back then to renew your coverage or find a BCBSTX plan that better fits your life.

Enrollment Support

Connect With an Authorized Agent

Ready to enroll, but have questions? Our authorized agents are here with answers and advice.

Call: 1-800-531-4456

If you're concerned about health insurance costs, you may be able to get help:

Explore Ways to Save
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Premium Tax Credits

Your premium tax credits may change next year. Learn what premium tax credits, or subsidies, are, how they could lower your premium and when to check them for 2026.

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Cost Sharing Assistance

You may qualify for cost sharing assistance, often in the form of cost-sharing reductions (CSR), to lower costs like copay or coinsurance.

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ICHRA

If your employer offers an ICHRA, or Individual Coverage Health Reimbursement Arrangement, you could be reimbursed for your plan or care costs.

Explore Ways to Save

Contact the Marketplace to Confirm Your Coverage

Do you or your dependents have both an individual and family plan with premium tax credit savings and coverage through Medicaid or CHIP? You may need to contact the Health Insurance Marketplace to confirm your coverage or risk losing your premium tax credit savings.

Contact the Marketplace
 
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Cost of Care

Health Care Doesn't Have to Break the Bank

From a sore throat to a broken bone, you can use your health insurance plan and its benefits to make sure you're saving on your health care.costs. Learn how to navigate your network, access saving and reward programs and understand which preventive care services could cost as little as $0.

Know How to Save
 

Health Plan Savings

More Tips to Save On Health Care Costs

TESTIMONIALS

What Members are Saying

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"They're a good insurance company. They're very helpful. They cover what you need. They have different plans for what you might need."

 

[Paid Endorsement]
-Allyson B.

"I trust and I just keep renewing with them, and don't want any headaches. It's really a no brainer to go in their direction."

 

[Paid Endorsement]
- Eric M.

"It makes me happy to know that I am more than just a number, or more than just a random claim. They are interested in making sure that each person is being taken care of appropriately." 

 

[Paid Endorsement]
- Danielle J.

Well onTarget and AlwaysOn are owned and operated by Onlife Health Inc. an independent company that provides digital health management for members with coverage through Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. No endorsements, representations or warranties are made regarding third-party vendors and the products and services offered by them.

Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well onTarget Member Wellness Portal at wellontarget.com for further information. The Well onTarget member rewards redemption services is provided by an independent third party.