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Health Plans for Medium-Sized Businesses

For employers with 51-150 employees, Blue Cross and Blue Shield of Texas offers health care plans with the choice, flexibility and affordable options that growing companies want.

Network Options

Popular Plans for Mid-Market Businesses

Plan Type Blue Choice PPO℠ Blue Essentials℠ Blue Premier Access℠
Type Broad statewide PPO Broad statewide PPO Smart HMO for specific areas
PCP Selection No selection required Selection required No selection required
Specialist Referral No referral required Referral required Referral required
Out-of-Network Benefits Yes Emergencies or accidents only Emergencies or accidents only
Additional Tools BlueCard and Member Liability Estimator Member Liability Estimator included Member Liability Estimator included
Benefits N/A Wide range with various copayment options Quality care at a lower cost

Take Charge of Your Health

Help Members Take Control of Their Health

We're empowering members to take control of their health through programs that can help them save money and prevent certain types of health conditions. We're also helping employers reduce health care costs by giving employees access to these programs, which can reduce doctor visits and hospitalizations.

Blue365℠

Employees save on health products from top retailers with no claims or referrals needed.

Twin Health 

A metabolic health management program helps members manage and even reverse type 2 diabetes.

Wondr Health™

This online weight management program teaches skills for better sleep, stress, and weight loss.

Hinge Health

Members can join this digital musculoskeletal program with therapists at no extra cost.

Mental Health Hub

This program helps members with self-assessments, articles, self-led digital tools and more.

Well onTarget®

This program gives members the support they need to make healthy choices — while rewarding them for their hard work. 

Ancillary Benefits

Bundling Life and Disability Programs Reduces Premiums

Offering ancillary benefits alongside medical coverage can help you protect your employees’ physical and financial wellbeing. We offer ancillary benefits with medical benefits under a single brand. This approach enables us to focus on supporting the overall health, wellbeing and financial security of your client's employees.