Medicare Supplemental Insurance Plans
Coverage That Can Help You Relax
Medicare Supplement Insurance plans can help with your out-of-pocket expenses that Original Medicare doesn't fully cover. Let us help you find the right plan for your coverage needs.
Compare BCBSTX Medicare Supplement Insurance Plans*
Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, M, and N1.
Note: Plan F, High Deductible Plan F, and Plan F Plus are also available to anyone who was eligible for Medicare before 2020.
This chart lists plans available from Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation.
| Basic Benefit Option | Comprehensive Plan Option | Budget-Conscious Plan Options | Available for Newly Eligible Before 1/1/2020 Only | |||
|---|---|---|---|---|---|---|
| Plan A | Plan G | High Deductible Plan G6 | Plan N5 | Plan F | High Deductible Plan F6 | |
| Basic Benefits | ✔ | ✔ | ✔ |
✔ copay applies |
✔ | ✔ |
| Skilled Nursing Coinsurance | ✔ | ✔ |
✔ | ✔ | ✔ | |
| Routine Eye Exam F |
✔ | ✔ | ✔ | ✔ | ✔ | |
| Part A Deductible | ✔ | ✔ |
✔ | ✔ | ✔ | |
| Part B Deductible | ✔ | ✔ | ||||
| Part B7 Excess | ✔ | ✔ | ✔ | ✔ | ||
| Foreign Travel3 Emergency Care |
✔ | ✔ | ✔ | ✔ | ✔ | |
| Annual Out-of- Pocket Limit4 | ||||||
| Reduced Premium Medicare Select Option Available1,2 (eligibility based on ZIP code) | ✔ | ✔ | ✔ | |||
Premium Discounts
You may qualify for a Blue Cross and Blue Shield of Texas Medicare Supplement premium discount.
- If you are eligible, this discount will be applied to your next bill.
- Your premium will be discounted as long as you stay in your plan.
- Discounts cannot be combined.
- Only one type of discount per member is permitted.
Three ways you could qualify for a premium discount
- Spousal/partner Discount: If you enrolled in a BCBSTX Medicare Supplement Policy issued with an effective date on or after May 1, 2022, and you reside with a spouse or domestic partner, you may qualify for a 10% premium discount.
- Continue with Blue℠ Discount: There are three criteria to qualify for this 7% premium discount:
- You must be enrolled in a BCBSTX Medicare Supplement policy issued with an effective date on or after May 1, 2023.
- You must be enrolled in a Blue Cross and Blue Shield commercial group or individual health insurance coverage plan.
- That coverage must be within one year of your BCBSTX Medicare Supplement policy becoming effective.
- Blue Family Discount℠: If you enrolled in a BCBSTX Medicare Supplement policy issued with an effective date on or after January 1, 2020, and you meet the criteria for both types of discounts above, you qualify for 12% off your premium.
Medicare Enrollment
Ready to Enroll?
- Get a Quote and Enroll Online
- Enroll by Phone
- Get Help from an Agent
- Enroll by Mail
Member Resources
Find Documents and Forms, Pay Your Premium and View Personalized Benefit Information
Looking for Medicare Supplement Insurance Plan documents or forms, need to pay your bill or want to view your personalized benefits information at Blue Access for Members℠? Follow the links below to go directly to these member resources and tools.
Rates as of 07/01/2024. Rates are illustrative only. Actual rates are based on your age, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.
Quoted prices are based on the criteria specified during your search. This illustration is subject to Blue Cross and Blue Shield of Texas’s rating or underwriting and approval, as appropriate, and does not guarantee rates, coverage or effective date. Furthermore, rates are subject to change if any of the information you have provided changes when and if a policy is approved. In addition, Blue Cross and Blue Shield of Texas reserves the right to change rates from time to time.
Policy Numbers: Plan A: UWMSP(A)-2010, Plan F: UWMSP(F)-2019, Plan High Deductible F: UWMSP(F-HD)-2019, Plan G: UWMSP(G)-2019, Plan High Deductible G: UWMSP(G-HD)-2020, Plan N: UWMSP(N)-2019, Medicare Select Plan F: UWMSP-SEL(F)-2021, Medicare Select Plan G: UWMSP-SEL(G)-2021, Medicare Select Plan N: UWMSP-SEL(N)-2021.
Benefits and premiums under this policy may be suspended for up to 24 months if you become entitled to benefits under Medicaid. You must request that your policy be suspended within 90 days of becoming entitled to Medicaid. If you lose (are no longer entitled to) benefits from Medicaid, this policy can be reinstated if you request reinstatement within 90 days of the loss of such benefits and pay the required premium.
There is a 30-day free examination period to have the premium paid refunded.
Important Information About Quotes for Medicare Supplement Insurance Plans
Rates as of 07/01/2024. Rates are illustrative only. Actual rates are based on your age, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.
1 Not all of these plans are offered by Blue Cross and Blue Shield of Texas.
2You must live within 30 miles of a participating Medicare Select hospital to be eligible.
3Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the U.S. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
4The out-of-pocket annual limit may increase each year for inflation (2024 limits shown).
5Plan N requires a copayment of up to $20 for office visits and a copayment of up to $50 for ER.
6These high deductible plans pay the same benefits as Plans F and G after one has paid a calendar-year $2,800 deductible. Benefits from High Deductible Plans F and will not begin until out-of-pocket expenses are $2,800. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan’s separate foreign travel emergency deductible.
7Not to exceed any charge limitation established by the Medicare program or state law.