Update: Resources for Group Members Losing Coverage

April 16, 2020

As a reminder to the news alert we issued on April 1 (see updated information), if you have employees who will be losing coverage under your employer health plan, those employees may have several options for alternative coverage. 

• Federal COBRA: Eligible employers with 20 or more employees must offer coverage under federal COBRA. Employees losing coverage due to a qualifying event, which can include job loss or a reduction in hours, may have the opportunity to enroll in COBRA coverage to continue their current group health plan. 
  
• Individual coverage:
  • Marketplace Plans – Any individual can enroll in a Marketplace plan, and some may qualify for financial assistance, depending on their income. Employees can view their benefit plan options at Selectbcbstx.com.
  • Medicaid Plans – Eligibility for Medicaid depends on income and other state requirements. View additional information about Medicaid programs.

Additional Resources
We have created materials to help you communicate these options to employees: 

• An email template you can use to explain their coverage options.
• A flier that can be printed or shared electronically in English or Spanish .