What if I apply and change my mind?
Apply today and if you're approved, we' ll send you an ID card and a policy to review for 30 days. Return your first premium only after you are convinced the insurance protection is right for you. Even after you send your first premium payment and your coverage is in effect, you can still change your mind. Simply return your policy and ID card within 30 days of the effective date. You will be under no obligation, and we' ll refund any premiums minus any claims submitted and paid.

Am I covered when I'm out of state?
When you carry the familiar Blue Cross and Blue Shield ID card, you can travel with confidence. Just present your card to your provider. If Medicare approves the charges, we will also approve your services.

How soon will my coverage begin?
Almost Immediately! Just send in your application. Once you are approved, we will send you an ID card, policy and a bill for your first premium. Your coverage begins once you pay your first premium. It' s that easy!

If I ask for a free kit, am I obligated to buy insurance?
Of course not. This free kit request only asks for the information needed to supply you with a low rate. Even after you choose an insurance plan and begin the application process, you are not obligated to buy one of our quality Medicare Supplement insurance plans.

Can I go to any Hospital or Doctor I choose?
As a Medicare supplement member, you are free to go to any doctor or hospital you choose for care. Your coverage will be recognized across the country.

What are my payment options?
You have several options available to you. You can choose to be billed every month, every three months, every six months or once a year.

What if I am Medicare Disabled?
If you are under age 65 and Medicare Disabled, Blue Cross and Blue Shield of Texas has an option for you. To be eligible for coverage, you must be under age 65, reside in Texas and have Medicare Parts A and B. You must also apply within six (6) months of your Medicare Part B effective date, or qualify as an Eligible Person. If you meet these conditions, Plan A is Guaranteed Issue. For more information, please call us at 1-800-654-9390.